What You Need To Know About Car Insurance In Alaska

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Basic information about car insurance in Alaska
The cheapest car insurance in Alaska
Laws and punishments regarding Alaskan car insurance
Conclusion
 
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Basic information about car insurance in Alaska

As with any state, car insurance is a bit different in Alaska. Alaska residents actually own an average of almost one and a half cars each. So, there are a bunch of cars out on the road in Alaska. Thus, it is important to have car insurance (do not forget that it is a legal requirement too).

On average, car insurance tends to be cheaper than the average car insurance in the United States as Alaska drivers paid an annual average of $400 less than the US national average price for car insurance last year.

However, what you are going to pay for insurance also depends on several factors such as a person’s age, gender, history of driving, what kind of car they have and more. So, your car insurance in Alaska could be considerably higher or lower than the Alaskan average. Other factors, such as what insurance carrier will also factor in.
 

The cheapest car insurance in Alaska

The cheapest car insurance in Alaska was USAA but you must be in the military of have the correct military member affiliation in your family to sign up for this insurance. USAA clocked in at over $600 less than the national average price of $1,500 according to data compiled by The Zebra.

Other cheaper car insurance providers in Alaska include State Farm which charged Alaskan drivers an average of $900 per year and Geico who charged Alaskan drivers just over $1,000 per year.

More expensive car insurance providers in Alaska last year included Allstate at over $1,300 and Progressive at over $1,100.
 

Laws and punishments regarding Alaskan car insurance

As with any other state in the United States, car insurance is a requirement in Alaska. Here are some laws and punishments regarding car insurance in Alaska:

  • You must always have proof of insurance with you – You need to have your proof of insurance with you when you are driving.
  • If you are liable for injury to others, you are in trouble – If you are found to be liable for an accident that causes injury to others, you could end up with up to a three year license suspension.
  • No surprise – infractions like DUIs will make your insurance go up – It should not come as any surprise that getting an infraction like a DUI will cause your insurance to increase substantially.
  • Uninsured motorist coverage is required in Alaska – Uninsured motorist coverage is the coverage that will cover damage to your vehicle or injury to yourself if you are in an accident with a driver who does not have insurance. It is required for driving in Alaska.
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    Conclusion

    Car insurance tends to be a bit cheaper in Alaska. This is generally because a lower population and much greater land mass equals out to less accidents and collisions on Alaskan roads each year. Regardless, it is a legal requirement to have car insurance in Alaska. When you are shopping for insurance, make sure that you compare providers because some will be more expensive than others.

    Category: Alaska Car Shipping.